About Hard Money of Texas

Hard Money of Texas is a direct private lender serving real estate investors and property owners throughout Texas. We specialize in one thing: asset-based hard money loans up to 65% of property value.

Our Approach

We don’t run credit. We don’t ask for tax returns. We don’t care about your income. We look at one thing — the property. If the property has sufficient value to support a loan at 65% LTV, we can fund it. Period.

What Makes Us Different

• We lend on raw land and vacant lots — most lenders won’t
• We lend on empty buildings — most lenders won’t
• We don’t check credit scores — at all
• We close fast — days, not months
• No committees, no delays — we make decisions in-house

Who We Help

Investors with challenged credit. People turned down by banks. Borrowers who need speed. Anyone in Texas who has real estate equity and needs a loan based purely on property value.

Call 877-895-3634 to discuss your property.